After the death of her husband five years ago, Jan felt isolated and lonely living alone at some distance from her family. Jan, her daughter Marie and her son-in-law Paul discussed Jan moving closer to them and being available for her grandchildren after school, given that Marie and Paul struggled to get home from work until later in the evening. Jan also had some health issues and she wanted to be living somewhere she could get support if required.
Jan sold her home and spent $120,000 building a self-contained unit on the property owned by Marie and Paul. Marie and Paul also insisted that Jan give them $85,000 in return for them providing her with a home for life and care as required. Marie explained to Jan that by providing the $85,000 to them Jan would be complying with Centrelink rules and would not lose her pension.